Credit Debt Cures
credit restore usa. has anyone delt with this company before?
I recently spoke with a representative of the Credit Restore USA company based out of Myrtle Beach and am a bit skeptical on what they claim they can accomplish for me. I realize everyone says that there is no wonder cure for restoring credit report but I just wanted to know about this specific company and what they have done for you.
Public Comments
- Credit repair companies are a waste of money. There is nothing they can do to remove legitimate negatives from your credit. There are no special letters or secret methods to fix your credit.
- Accurate negative info stays on your credit report for 7 years from the initial date of default. “Credit repair” firms have no special power to go into your credit report and zap out all the negative info. All they do is dispute (and re-dispute) every negative item on your credit report and hope that the credit bureaus cannot validate the info. If the credit credit bureaus cannot validate the items in 30 days, then they are obligated to remove the items completely from your credit report. In essence, getting the negative info removed on a technicality If you have unpaid debts and the "credit repair" firm starts bombarding the collection agency with dispute letters, they might get mad and try to come after you for the debt again. Chances are fairly high that accurate negative info will just get validated as accurate and it will stay on your credit report. I have more info on credit repair at http://catdadsblog.wordpress.com/credit-repair/
