My husband and I have been doing the Dave Ramsey plan since December. I am just wondering how much everyone else out there is trying to pay off. And what size your shovel is, as Dave would put it. My husband and I are 25 and 27 and hoping to scream "I'm Debt Free" in 24 more months! I'll go first: $229,00 in debt (that is what we started out with not including our house - I know we were REALLY stupid) $145,000 a year shovel.