Suze Orman is on the CNBC late night cable program (Saturdays) from 7:00 PM to 5:00 AM, giving financial advice and offering her debt elimination solutions, John Cummuta has a program called "Transforming Debt Into Wealth" and is marketed by the Nightingale-Conant Corporation out of Chicago and The Good Sense Ministry markets a budget and debt elimination program called "Good Sense" through Christian churches around the country. They are out of Wheaton, Illinois. They all have been around for a while, all claim very good results, and all are very well respected. In addition they are all marketed by some very sound, well recognized and reputable people in the industry. Please give me some GOOD feedback. If you have used any of these programs, I'd be very interested in your experience, GOOD or BAD. Please be honest. No need to bad mouth any of them just give the facts as they apply to your experience. Thank you. If YOU personally have NOT used their programs, DO NOT bother to answer. Thank you.